Transform Your Financial Identity Using CrediRoot

Unlock access to formal financial services with CrediRoot. With AI-based technology, we establish your informal income sources as a legitimate financial identity, giving you access to credit, housing, and much more.

Trusted 13,000+ Businesses Worldwide

Empowering Everyone with Inclusive Financial Solutions

At CrediRoot, we use AI technology that aims to empower informal earners and migrants in repurposing their informal income as a valid identity in the financial system. Our goal is to provide essential financial services to underprivileged communities, enabling credit, housing, and loans for everyone.

Our Key Achievements and Impact

Empowering Informal Income Earners with Financial Identity

CrediRoot fills the gap for migrants, gig workers, or informal earners by giving them a financial identity that was previously unverifiable, giving them access to essential services.

AI-Powered Engine

With the use of sophisticated AI, our CrediScore engine evaluates your income patterns, giving you an effective tool in the form of an AI-based credit score that represents your credibility.

Affordable and Accessible

Being technology-accessible, the freemium model ensures that all people, regardless of their background, would be able to benefit from this service.

Discover How CrediRoot Can Revolutionize Your World

Discover Our Entire Range and explore the capabilities and advantages that CrediRoot can offer. Look through our catalog for more insights into the capabilities that our system offers.

Income Recording

Keep a record of your informal income through receipts, mobile transfers, and more. Establish a strong credit history that doesn’t require traditional pay slips.

CrediScore Engine

Get a strong credit score that showcases your informal income, built with the most advanced AI technology.

Get in Touch

Whether you are looking to explore how CrediRoot can transform your financial future or you represent an organization interested in using our platform for your customers, we are here to help. Contact us to schedule a demo, discuss your needs, or learn more about our innovative platform.

What Our Customers Are Saying

From individuals to multi-national corporations, Monoline helps thousands of businesses with their payments everyday.

Rated 5 out of 5
“As a business owner, Monoline. makes me feel secure. I never wake up in the middle of the night worrying about payments.”
Tynisha Obey
Co-Founder & CEO, Classpass
Rated 5 out of 5
"Would confidently recommend it to anyone looking for a cost-effective way to transfer money internationally.”
Jamel Eusebio
President, Deel

Empowering the Marginalized with Financial Access

CrediRoot is more than a credit scoring service. It’s a one-stop service that helps in real-time verification of financial identity for individuals who do not have conventional pay slips.